FTMO vs Topstep
A plain side-by-side of what you pay and the rules you trade under. Every figure comes from each firm's official site. If we haven't verified something, it says "check official site".
FTMO: verified 2026-09-26 (source) · Topstep: verified 2026-09-26 (source)
The short answer
- If you pass on the first try, FTMO costs less: $119 vs $198 (50K, list price, evaluation + activation).
- If you need 2 retries, Topstep is cheaper: $296 vs $337.
- FTMO bills monthly, so every extra month before you pass adds $119.
- Topstep bills monthly, so every extra month before you pass adds $49.
Side by side (50K account)
| What | FTMO | Topstep |
|---|---|---|
| 50K evaluation price | $119 per month | $49 per month |
| Activation fee (after you pass) | $0 | $149 |
| Resets | Yes, $109 | Yes, $49 |
| 50K profit target | $3,000 | $3,000 |
| 50K max drawdown | $2,000 (EOD trailing) | $2,000 (EOD trailing) |
| Drawdown type | EOD trailing (locks at initial balance) | EOD trailing (Maximum Loss Limit) |
| Top profit split | up to 90% | up to 90% |
| Payout rules | Growth: 90/10, every 4 days, 4 days >= $150 (50K), withdraw 50%, cap $2,500 (50K); no consistency rule on Sim-Funded | XFA: 90/10; standard path 5 winning days of $150+, up to 50% of balance max $5,000 per payout (Consistency XFA: max $6,000) |
| Coupon code | Coming soon | Coming soon |
True cost at a glance
True cost = evaluation + activation fee + (retries × reset or re-buy price). 50K, list prices before discounts; monthly plans shown for the first month.
| Retries | FTMO | Topstep |
|---|---|---|
| Pass first try | $119 | $198 |
| 1 retry | $228 | $247 |
| 2 retries | $337 | $296 |
Each retry: FTMO $109 reset; Topstep $49 reset.
Frequently asked
Which is cheaper, FTMO or Topstep?
If you pass on the first try, FTMO costs less: $119 vs $198 (50K, list price, evaluation + activation).
Does FTMO have resets?
Yes, $109
Does Topstep have resets?
Yes, $49
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